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Whether you are a single or married, one of your highest expense is the accommodation. About thirty percent of your monthly income goes to accommodation expense or rent expense, same with buying a Bangkok property, if you decide to avail a housing loan which you will pay for a certain period of time. As of now, the supply for unoccupied property is high so chances that the price is low whether you plan to buy or rent a Bangkok property.
You may be torn with your decision, whether to buy or rent a Bangkok property and having a hard time thinking which is better options, well, the answer is, it all depends on you. Analyze your financial situation today, do you think you can afford to buy a property or you can only afford to rent. If you can do both, decide according to your personal preference, what do you really want? What is your need and what do you think is better for your future?
Here in Bangkok, anyone can rent, there is no legal obstacle that you need to think of, whether you are a business traveler for extended period, an expats or Thai national, you can have your own place at your own choice.
If you are going to rent, you have a lot of options. You can have a Bangkok apartment, a Bangkok service apartment, condominiums, townhouse, house and housing estate. Each type has its own advantages and disadvantages. Each type varies on price, style, facilities, amenities, service and location. Thai real estate is very affordable, so you can have your own place within your budget but of course if you are looking for a higher-end, the price is not that cheap, mostly foreigners or expats can afford this type of property.
In renting, you can have a financial independence, you just need to think about the monthly payment and just in case you need a service, there is a repair and maintenance guy available in-house or not. The labor fee is free because it is included in your rent or you are paying a common maintenance fee. Unlike, if you have your own Bangkok house , you have to look for a repair and maintenance guy and pay for it.
When it comes to location, apartment block, serviced apartment and condominiums are usually within the city or near the city, so you do not have any problem when it comes to transportation. A Bangkok house and housing estate are usually outside the city proper but they have more space and privacy. The main advantage of renting is, it is easy to change your location and you can try different type of property if you like.
Having your own place or own house is always a dream for everyone. It is really considered an achievement and an investment if you were able to purchase one. But buying a Bangkok property is not that easy, even you can afford it; there are several factors that you need to consider like the type of property, location and your budget. You have to choose it very carefully because it is not like you are renting, when you no longer want it, you can just leave it. Selling a property is difficult especially if there is an excessive supply but you can expect an increase on its value.
Good thing about buying your own Bangkok property is you do not have a landlord to deal with, you are on your own, you can decide how you are going to furnished, designed or equipped your place. You can have this property as long as you want, unlike in renting, if the owners decide to sell it or to stop renting business, you have no other option but to move out. In Thailand, tenants has only few rights, if you were not able to pay your rent on time or it was delay for thirty days, you have no choice but to pack your things and look for another place.
Whatever option you choose either buying or renting, it is best to ask for Bangkokfinder agents They have the knowledge in Thai real estate laws, experience in the market, and skills in negotiating for better deal for you.
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